FinTS

FinTS or Financial Transaction Services is the successor of the german online banking standard HBCI. The FinTS-specification is publicly available on the ZKA website. Features are:

• Support for online-banking using PIN/TAN.
• Support for online-banking with SWIFT.
• Key stored on floppy-disk or chip-card for physical security.
• Making use of XML and SOAP for data-exchange, encryption and signatures.
• Implemented on top of Http, Https and SMTP as communication layer.

Links

• FinTS – Financial Transaction Services